It goes up for a couple of reasons - in fact, you could get (2) a year.

Since this one is coming on your 1 year anniversary then it is probably that your declining discount is going down - read your plan it should say how the declining discounts work as to how much and when.

Then there is medical inflation, risk adjustment and everybody's usage in the plan. The insurer has to cover all the usage and keep their reserve per state law. This is applicable to any Medigap plan under any insurer.

Depending on the state where you live, there may be an additional guaranteed issue date for you to switch without underwriting. But that depends on your state -

However, for those with this option, the premiums are higher because they are allowing people with higher risk to switch to another plan.

So yes, If you have the AARP/UHC Plan G with the declining discount then it will go up every year when you lose a portion of the discount for whatever length of period.

The G+ indicates that you have extra wellness benefits in your plan. Understand that these "extras" are not a part of the Federal coverage requirements of a Medigap Plan G - and most likely these could go away as fast as they came - ready your policy.